Answers to your
common questions

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What sets MOR Accountants apart?

Experience and expertise - MOR has first-hand experience through business related ventures within many industries that our clients are involved in. We understand the specifics of the industries of our clients.

Stability - over 40% of MOR employees have been with the firm for over 10 years.

What industries does MOR specialise in?

MOR are specialists and experts in a wide range of industries including Building & Construction, Medical Professionals, Mining Services, Pharmacy, Primary Producers, Property Development, Real Estate, Retail and Self Managed Superannuation Funds.

What geographical areas does MOR Accountants cover?

MOR Accountants has clients in Ballarat, Regional Victoria, Melbourne and metropolitan areas.

What cloud platforms do MOR Accountants deal with?

MOR has qualified consultants across all the major cloud platforms including MYOB, Xero, and Quickbooks Online.



What sort of services can you assist me with?

MOR Financial Planners offers a full range of services including Superannuation, SMSF, Aged Care Advice, Retirement Planning, Centrelink Advice, Investments & Shares and Life & Income Protection Insurances.

Can you keep me up to date with my investments and changes in legislation?

Yes, we have different levels of ongoing service available to meet clients needs and expectations.

Is your advice limited to certain products and investments?

No, we have access to a wide range of well researched investment products and a broad list of Life insurance companies to suit clients.



As a client, am I required to pay MOR Finance for your services?

No. MOR Finance have agreements in place with the lenders. The lenders pay a percentage of the loan amount to MOR Finance on completion of the loan.

What is the maximum amount of finance I can borrow on a principal place of residence?

95% plus Lenders Mortgage Insurance is the maximum we have available to our lending panel. The remaining 5% plus costs are required to be held. *Genuine savings and other conditions may apply

Which Lenders do MOR Finance work with?

MOR Finance works with over 15 lenders ranging from Banks and Financial Institutions, First Mortgage Lenders, Industry Financiers, Merchant Banks and Rural Finance Corporation.



Does my company need an audit?

The requirements for an audit are outlined in the Corporations Act 2001 where entities classified as ‘large proprietary’ require an audit conducted unless an audit exemption is available. At MOR Accountants we have 2 Registered Company Auditors to service your corporate audit requirements. We welcome the opportunity to share our detailed knowledge of audit requirements and apply them to your specific situation.

Can MOR Accountants provide audit services for Self Managed Superannuation Funds?

Yes, here at MOR Accountants we have a team of 4 qualified and registered SMSF Auditors to service the audit requirements relating to your SMSF.

What type of other assurance services can you provide at MOR Accountants?

In addition to external and internal audit services, the assurance team at MOR Accountants are capable of providing a full range of other assurance engagements including agreed upon procedures, acquittals, completion audits and transaction services. Please contact our team to discuss how we can assist fill your requirements.